Stock: T027700. 3.99% APR up to 48 months. 3.99% Annual Percentage Rate (APR) up to 48 months. $22.57 per month per $1,000 financed at 48 months. 4.49% Annual Percentage Rate (APR) up to 60 months. $18.64 per month per $1,000 financed at 60 months. 5.49% Annual Percentage Rate (APR) up to 66 months. $17.59 per month per $1,000 financed at 66 months. 5.99% Annual Percentage Rate (APR) up to 72 months. $16.57 per month per $1,000 financed at 72 months. 7.00% Annual Percentage Rate (APR) up to 84 months. $15.09 per month per $1,000 financed at 84 months. APR financing subject to credit approval by Kia Finance America (KFA), through KFA, for well-qualified buyers and not available on balloon financing. Only a limited number of customers will qualify for advertised APR. Subject to vehicle availability and dealer participation. New vehicles only. This incentive is a limited-time offer on eligible Kia vehicles. Offers may not be combined except where specified. Must take delivery from a participating dealer and from retail stock by 11/02/2026. Dealer contribution may vary and could affect actual monthly payment. See your participating Kia dealer for more details. Finance contract must be signed and dated no later than 11/02/2026. Limited inventory available. Offer shown based on 2027 Seltos (Model #KAC2225) – $26,485 MSRP. $3,799 due at signing including $259 first monthly payment, $2,890 capitalized cost reduction, and $650 acquisition fee. MSRP includes destination/handling and excludes taxes, title, license fees, options, dealer conveyance fee, processing fee, optional service fee, any emission testing charge, and retailer charges. Lease offer is only available to well-qualified lessees that lease a 2027 Seltos (Model #KAC2225). No security deposit required. Actual payments may vary. Purchase option at lease end is $17,744.95. Subject to credit approval by Kia Finance. Lessee is responsible for insurance, maintenance, repairs, $0.20 per mile over 10,000 miles/year, excess wear, and a termination fee of up to $400. An extra charge may be imposed at the end of the lease term where the lessee's liability (if any) is based on the difference between the residual value of the leased property and its realized value at the end of the lease term. Subject to dealer participation. Offers may not be combined except where specified. Must take delivery by 11/02/2026. See dealer for warranty and lease details or go to kia.com. Limited inventory available.